RDCalculatorInvestment Planning Tool
RD Interest Calculator
Maximize Your Returns
Calculate recurring deposit interest with precision. Understand compound interest, compare different rates, and see how interest compounds over time to maximize your investment returns.
Interest Rate Calculator
Interest Analysis
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Enter your details to see interest calculations
Understanding RD Interest
Learn how recurring deposit interest works and how to maximize your returns through compound interest.
How RD Interest Works
Recurring Deposit interest is calculated using compound interest formula. Each month, interest is calculated on the cumulative balance (principal + accumulated interest), which means your money grows faster over time.
1
Monthly Compounding
Interest is calculated and added to your balance every month
2
Cumulative Balance
Interest is earned on both principal and previously earned interest
3
Higher Returns
Longer tenures and higher rates result in significantly better returns
Interest Calculation Formula
M = P × (1 + r/n)^(nt)
M = Maturity Amount
P = Principal (Monthly Deposit)
r = Annual Interest Rate
n = Compounding Frequency (12 for monthly)
t = Time in Years